Loans for Home Purchase
Explore financing options to buy a new or resale home.
Enquire now →
Home loan solutions
Your Dream Home
Your Dream Home
Starts Here
Turn your dream of owning a home into reality with HelloPays. Explore home loan options for buying, building or improving a home, according to your needs.
Multiple loan typesInstant EMI estimatesSimple next steps
🏡 A place to call your own
Explore Our Home Loan Solutions
From buying a property to constructing, extending or refinancing a home, explore the loan categories that fit your plans.
Loans for Purchase of Land
Learn about financing for a residential plot purchase.
Enquire now →Loan for House Construction
Explore loan options for building a house on your land.
Enquire now →Home Expansion / Extension
Check available options for adding rooms or extending your existing home.
Enquire now →Balance Transfer Home Loans
Explore transferring an existing home loan, depending on lender terms.
Enquire now →NRI Home Loans
Learn about eligible home-loan options for non-resident Indians.
Enquire now →Calculate Your Home Loan EMI
Estimate your monthly payment using your expected loan amount, annual interest rate and tenure.
This is an illustration only. Actual EMIs, rates and charges vary by lender and eligibility.
Estimated Monthly EMI
₹ 21,696
Total Interest₹ 27,06,939
Total Payment₹ 52,06,939
Why Explore with HelloPays?
Understand your choices and plan the next steps toward your home-financing goal.
Review Loan Options
Explore financing categories for different housing needs.
Plan Your Budget
Use the EMI calculator to understand estimated repayments.
Save Planning Time
Find important loan categories and common answers in one place.
Ask Questions
Contact the team for information about available loan services.
Frequently Asked Questions
Quick answers to common home-loan questions.
How is my home-loan EMI calculated?
EMI is based on the loan principal, monthly interest rate and number of monthly installments. Use the calculator above for an estimate.
What is the maximum home-loan amount I can get?
The amount depends on your income, credit history, existing liabilities, property valuation and the lending institution's eligibility criteria.
What documents are required?
Lenders commonly ask for ID, address and income proof, bank statements and relevant property documents. Exact requirements differ.
How long does home-loan approval take?
Timelines vary according to the lender, application details, credit checks and property verification. Confirm the current timeline with the lender.
Can I transfer my existing home loan?
A balance transfer may be available if you meet the new lender's terms. Review processing fees, foreclosure charges, and total savings.
Are there prepayment charges?
Applicable charges depend on loan type, rate structure, lender policy and prevailing regulations. Check your loan agreement.
Take the Next Step Toward Your Home
Need help choosing a home-loan category? Reach out to HelloPays to discuss the loan options you are exploring.